Everything you need to manage your Cash Flow
An Intelligent tool built to Request payments, collect via M-Pesa, and track every shilling in real time. Built for African Business.
Instant
M-Pesa STK Push
AI
Invoice Generation
Real-time
Payment Tracking
Branded
Shareable Invoices
Features
Everything you need to manage your cash flow
AI Invoice Generation
Describe a transaction in plain language. AI parses it into a professional invoice with payment details.
M-Pesa Payments
STK Push payment links, B2C disbursements, and real-time payment confirmations via Daraja API.
M-Pesa · QK7A2...3F
M-Pesa · PR3B9...1D
M-Pesa · MN5C4...7K
Smart Reminders
AI drafts personalised reminders and schedules them at optimal intervals via Ratiba.
Real-Time Dashboard
WebSocket-powered live updates. See payments land, overdue alerts pulse, and AI commentary roll in.
Team Management
Invite your accountant, manager, or sales team. Role-based permissions keep everyone in their lane.
Cash Flow Forecasting
AI predicts upcoming payment gaps and recommends actions before problems arise.
Process
Four steps to financial clarity
Create Any Transaction
Easily create payment requests, send funds, or generate professional invoices from a single, unified dashboard.
Automate the Follow-Up
Our AI-powered system monitors payments in real-time, automatically handling reminders and follow-ups so you don’t have to.
Centralize Your Cash Flow
Securely receive payments directly via M-Pesa and manage all your inflows and outflows from one central control panel.
Gain Actionable Insights
Generate instant summaries, aging analyses, and export-ready reports to make smarter, data-driven financial decisions.
Integrations
Powered by trusted APIs
M-Pesa Daraja
Payment Infrastructure
Complete payment orchestration from customer to business and back.
Cash Flow AI
Intelligence Layer
Natural language invoice parsing, personalised reminder drafting, and predictive cash flow insights.
Ratiba
Scheduling Engine
Scheduled reminders, recurring invoice automation, and webhook-driven status updates.
Cash Flow Mail
Transactional Email
Login alerts, password resets, invoice notifications, and payment receipts delivered instantly.
Ready to automate
your cash flow?
Join thousands of African businesses using CashFlow AI to manage your cash flow faster and never chase a payment again.
Tech Stack
Built with modern tools
Mpesa Daraja
Svelte
Python
PostgreSQL
Docker
GitHubBuilt by
Gatekeepers
A team of engineers, AI specialists, and security analysts building the future of financial management for Africa.